The

Affordable

Care Act

Rubie Joy Insurance

Confused by the Affordable Care Act and its requirements? Our experienced team of healthcare advisors offers personalized assistance, ensuring you navigate your options smoothly and secure the most affordable and comprehensive coverage.

The

Affordable

Care Act

Rubie Joy Insurance

Confused by the Affordable Care Act and its requirements? Our experienced team of healthcare advisors offers personalized assistance, ensuring you navigate your options smoothly and secure the most affordable and comprehensive coverage.

About Us

Helping You To

Manage Your Affordable Care Act

Needs!

My journey into insurance began from a deeply personal place. After losing my mother at a fairly young age and witnessing firsthand the devastating financial impact of inadequate coverage, I found my true calling. After watching my father take money from his retirement account and the chaos of not being prepared- all while grieving - motivated me to ensure other families wouldn't face the same hardships. Now a licensed broker specializing in Medicare and insurance, I bring both professional expertise and heartfelt understanding to every client interaction. I see each person I work with as an extension of my own family, taking time to understand their unique health needs and financial situation. I maintain certifications with major insurance carriers and stay current on industry changes through continuing education. I have genuine empathy, combined with a down-to-earth approach and commitment to clear communication, making me a trusted advisor. Licensed in twelve states AZ, CA, FL, CO, KS, LA, MD, MI, NC, PA, SC, TX

Danyell R Means

Broker

NPN: 6187041

About Us

Helping You To

Manage Your ACA

Needs!

My journey into insurance began from a deeply personal place. After losing my mother at a fairly young age and witnessing firsthand the devastating financial impact of inadequate coverage, I found my true calling. After watching my father take money from his retirement account and the chaos of not being prepared- all while grieving - motivated me to ensure other families wouldn't face the same hardships. Now a licensed broker specializing in Medicare and insurance, I bring both professional expertise and heartfelt understanding to every client interaction. I see each person I work with as an extension of my own family, taking time to understand their unique health needs and financial situation. I maintain certifications with major insurance carriers and stay current on industry changes through continuing education. I have genuine empathy, combined with a down-to-earth approach and commitment to clear communication, making me a trusted advisor. Licensed in twelve states AZ, CA, FL, CO, KS, LA, MD, MI, NC, PA, SC, TX

Danyell R Means

Broker

NPN: 6187041

Everything You Need To Know

About ACA At A Glance

What is the Affordable Care Act?

The Affordable Care Act (ACA) is a 2010 law aimed at increasing the affordability and accessibility of health insurance, expanding Medicaid coverage, and reducing overall healthcare costs.

Important Details

The enrollment periods are designated times each year when people can sign up for health insurance, including an annual open enrollment and special periods for qualifying life events.

Everything You Need To Know

About ACA At A Glance

What is the Affordable Care Act?

The Affordable Care Act (ACA) is a 2010 law aimed at increasing the affordability and accessibility of health insurance, expanding Medicaid coverage, and reducing overall healthcare costs.

Important Details

The enrollment periods are designated times each year when people can sign up for health insurance, including an annual open enrollment and special periods for qualifying life events.

Reviews

Real-Life Testimonials

From Satisfied Clients

Reviews

Real-Life Testimonials

From Satisfied Clients

More Info

Important Questions

What Should I Budget for Health Insurance?

You should choose the Bronze or Silver plans if you need to save money, or the Gold or Platinum plans if you have a larger budget and expect to need frequent healthcare services.

Can I Work with My Preferred Doctor?

Yes absolutely, but please ensure that your preferred doctors and hospitals are in-network to avoid high out-of-pocket costs.

Prescription Drug Needs

Choose a plan that effectively covers your medication requirements. If you are unsure which plan to choose, you can schedule a free consultation call with one of our experts below.

I Need Help Paying for Health Insurance

Premium subsidies are available for incomes between 100% and 400% of the federal poverty level; you can check your eligibility on the Health Insurance Marketplace.

How do I Sign Up?

For more detailed information and personalized assistance, schedule an appointment with me today. I can guide you through the process, help you understand your options, and ensure you find a plan that meets your needs and budget. Schedule an appointment now to get started on securing your health insurance coverage.

Looking for a First-Class ACA Consultant?

Rubie Joy Insurance is committed to serving you at the highest level with all your Affordable Care Act Insurance needs.


National Producer Number: 6187041

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